Retirement Corpus Planner
Calculate how much you need to save to maintain your lifestyle after retirement with Indian inflation.
A 6% inflation means your money loses half its value every 12 years. Plan accordingly.
Required Corpus at Retirement
₹7,64,27,465
Monthly Cost in Retirement
₹2,87,175
Monthly Saving Needed
₹21,651
Retire in
30 Years
Draw Pension for
25 Years
DISCLAIMER: These calculations are for illustrative purposes only and do not constitute professional financial advice. Actual returns or terms may vary based on market conditions or institution policies.
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Using the Retirement Planner & Pension Calculator
Our holistic retirement planner for India help you build a secure financial future. By factoring in inflation, lifestyle expectations, and various investment options, this tool calculates exactly how much you need to save today to retire comfortably tomorrow.
Key Features
- •Estimates your required 'Retirement Corpus' based on current expenses
- •Adjusts for the unique Indian inflation rate (typically 6-7%)
- •Calculates monthly savings needed to reach your dream corpus
- •Factors in existing savings like PPF, EPF, and NPS
- •Provides a clear vision of your post-retirement monthly income
- •Completely private and free to use for your family planning
How to calculate Retirement Planner & Pension Calculator
Step-by-step Guide & Informational Intent
- 1.Input your current 'Age' and planned 'Retirement Age'.
- 2.Enter your current 'Monthly Expenses' that will continue in retirement.
- 3.Input your total 'Current Savings' (PPF, FDs, Mutual Funds).
- 4.Select an 'Expected Return' for your pre and post-retirement years.
- 5.The calculator will instantly show your 'Target Corpus' and monthly 'SIP' needed.
How the Calculation Works
The planner uses the 'Future Value' formula to account for inflation over time and then applies a 'Safe Withdrawal Rate' to estimate how long your wealth will last during your silver years in India.
Important Assumptions
- • Inflation is assumed at 6% annually by default
- • Life expectancy is factored up to 85-90 years
- • Investment returns are based on historical Indian market averages
- • Post-retirement expenses are calculated in today's value
Wealth Building Scenarios
Created by MyIndianCalculator Team
Developed by a multidisciplinary team of financial analysts, medical professionals, and data engineers. Our algorithms are rigorously calibrated against official Indian standards (RBI, SEBI, ICMR, WHO) to ensure precision for your financial planning and health monitoring needs.
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Retirement Planner & Pension Calculator
Our holistic retirement planner for India help you build a secure financial future. By factoring in inflation, lifestyle expectations, and various investment options, this tool calculates exactly how much you need to save today to retire comfortably tomorrow.