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Dual-Regime Tax Optimizer

FY 2025-26 के लिए Old vs New Regime की तुलना

Pro Tip

FY 2025-26 के लिए New Regime में अब ₹75,000 की standard deduction शामिल है।

Old Regime

Taxable Income (करयोग्य आय)₹12,50,000
Tax Amount₹1,87,500
Cess (4%)₹7,500
Total Tax₹1,95,000

New Regime

Best
Taxable Income (करयोग्य आय)₹14,25,000
Tax Amount₹93,750
Cess (4%)₹3,750
Total Tax₹97,500
💡

Potential Savings (बचत)

New Regime Regime के साथ ₹97,500 बचाएं

DISCLAIMER: This tool provides estimates based on current laws and regulations. Tax, GST, and labor laws are subject to periodic changes. Consult a qualified professional for precise compliance.

Income Tax Calculator (FY 2025-26) - Old vs New Regime का उपयोग

Old vs New Tax Regime की तुलना करें और देखें कि आपके लिए क्या बेहतर है। लेटेस्ट बजट प्रावधानों के अनुसार अपडेटेड।

Latest RBI Rates
Updated Dec 24, 2025 | FY 2025-26 Compliant
Logic VerifiedCross-verified with Income Tax Department Portal

मुख्य विशेषताएं

Income Tax Calculator (FY 2025-26) - Old vs New Regime Online Calculator India - Result Preview and Financial Dashboard
  • Real-time comparison between Old and New Tax Regimes
  • Includes latest 2024 Budget updates (Standard Deduction of ₹75,000 for New Regime)
  • Calculates Section 87A rebate for income up to ₹7 Lakh (New Regime)
  • Detailed breakdown of Surcharge and Health & Education Cess (4%)
  • Input fields for 80C, 80D, HRA, and home loan interest (Old Regime)
  • Private and secure: No data is shared or stored on our servers

Income Tax Calculator (FY 2025-26) - Old vs New Regime की गणना कैसे करें

चरण-दर-चरण मार्गदर्शिका

  1. 1.Select your age category (Individual, Senior Citizen, or Super Senior Citizen).
  2. 2.Enter your 'Annual Salary' and any 'Other Income' sources.
  3. 3.Input your investments under Section 80C, 80D, and other exemptions (for Old Regime).
  4. 4.The optimizer will instantly display your tax liability under both regimes.
  5. 5.Check the 'Suggestion' to see which regime saves you the most tax.

गणना कैसे काम करती है

Tax reflects the current slab rates for FY 2024-25. The New Regime is the default choice with lower rates but fewer deductions, while the Old Regime allows for traditional tax-saving investments. The calculator accounts for the increased standard deduction and the ₹7 Lakh rebate limit.

महत्वपूर्ण धारणाएं

  • Latest Finance Act 2024 slabs are applied
  • Standard deduction is auto-calculated
  • Section 87A rebate is applied where applicable
  • Health & Education Cess of 4% is added to final tax
4.8/5(2.3K Ratings)
Mobile-First Optimized
<1s Load Time

Tax Saving Scenarios

Income of ₹7 Lakh: Under the New Regime, you pay ₹0 tax thanks to the Section 87A rebate.
Income of ₹15 Lakh: The New Regime often saves ₹20,000+ compared to the Old Regime if deductions are limited.
High Deductions: If you have ₹3 Lakh+ in deductions (80C, HRA, Home Loan), the Old Regime might still be better.
Senior Citizens: Beneficiaries get higher basic exemption limits under the Old Regime.

Income vs Tax Liability (New Regime FY 2024-25)

Annual IncomeTax (Old Regime)Tax (New Regime)You Save
₹7.5 Lakhs₹24,500₹0₹24,500
₹12 Lakhs₹1,24,000₹82,500₹41,500
₹15 Lakhs₹2,02,500₹1,40,000₹62,500
"

The comparison logic is perfect. It correctly accounted for my Standard Deduction and 87A rebate which other calculators often miss. Highly reliable!

Priya Sharma, Tax Consultant (Delhi)

Official Data Sources

Data SourceOfficial Verification
Income Tax IndiaDepartment of Revenue, Govt. of India
CBIC OfficialCentral Board of Indirect Taxes and Customs
MyIndianCalculator Team

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इस कैलकुलेटर को एम्बेड करें

अपनी वेबसाइट या ब्लॉग पर इस Income Tax Calculator (FY 2025-26) - Old vs New Regime का उपयोग करना चाहते हैं? नीचे दिए गए स्निपेट को कॉपी करें।

<iframe src="https://myIndianCalculator.com/embed/hi/calculators/%E0%A4%87%E0%A4%A8%E0%A5%8D%E0%A4%95%E0%A4%AE-%E0%A4%9F%E0%A5%88%E0%A4%95%E0%A5%8D%E0%A4%B8-%E0%A4%95%E0%A5%88%E0%A4%B2%E0%A4%95%E0%A5%81%E0%A4%B2%E0%A5%87%E0%A4%9F%E0%A4%B0" width="100%" height="600" frameborder="0"></iframe>

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अपने वित्त और स्वास्थ्य को बेहतर ढंग से प्रबंधित करने के लिए अन्य उपयोगी उपकरणों का पता लगाएं:

Income Tax Calculator (FY 2025-26) - Old vs New Regime

Old vs New Tax Regime की तुलना करें और देखें कि आपके लिए क्या बेहतर है। लेटेस्ट बजट प्रावधानों के अनुसार अपडेटेड।

Old Regime में कई deductions (80C, 80D, HRA) की सुविधा मिलती है लेकिन टैक्स रेट ज्यादा हैं। New Regime (default) में टैक्स रेट कम हैं और standard deduction ज्यादा है, लेकिन अधिकतर exemptions हटा दी गई हैं।
Latest 2024 Budget के अनुसार, salaried individuals के लिए Standard Deduction New Tax Regime में बढ़ाकर ₹75,000 कर दी गई है, जबकि Old Regime में यह ₹50,000 ही है।
Salaried individuals हर साल ITR file करते समय अपना पसंदीदा regime चुन सकते हैं। लेकिन, business income वालों के पास New regime चुनने के बाद वापस Old regime में जाने का सिर्फ एक बार का ऑप्शन होता है।
Old Regime के तहत, आप PPF, ELSS, EPF, Life Insurance premiums, और NSC में इनवेस्ट करके ₹1.5 लाख तक की deduction claim कर सकते हैं।
नहीं। New Tax Regime का एक बड़ा नुकसान यह है कि इसमें House Rent Allowance (HRA) और LTA जैसे common exemptions उपलब्ध नहीं हैं।
New Tax Regime के तहत, अगर आपकी total taxable income ₹7 लाख (standard deduction के बाद effectively ₹7.75 लाख) से अधिक नहीं है, तो Section 87A के तहत कोई टैक्स नहीं देना पड़ता।